In 2012, I started training for my first marathon. Sure enough, I ended up needing physical therapy. That happened again in 2013, 2014, and 2015– when I actually had to drop out due to injury. Last year, something magical happened. I didn’t need physical therapy – my body felt just fine! I was hoping this year would be the same and it nearly has, but lately I’ve been feeling like I am going to pull my lower back on long/hard runs and slight knee discomfort. Ordinarily this wouldn’t cause me to go to physical therapy, but with two weeks to go, I want to make sure I’m as strong as can be when I get on that starting line. So this Friday, I have an appointment at 8am.
There is something special about this appointment – it will be the end of an era. A former employer of mine switched their health insurance policy to one with a very high deductible. In order to ease the burden on employees, they also gave us money toward a health savings account (HSA), which doesn’t expire. This was very generous of them – especially because it was a non-profit and didn’t require us to pay into the insurance at all. I left that job in June 2012, more than 5 years ago. On Friday, I will use up the remaining $30.63 and close out the HSA account. This essentially means, I have never had to pay a medical bill out of my own money. Two jobs later, I am finally somewhere that does require me to pay into my healthcare, but they did also provide me with an HSA at no cost, so hopefully I have a bit longer to go until I have to directly pay a medical bill.
This led me to wonder– what is the cost of the marathon? Running seems like a cheap sport – all you really need is sneakers (any maybe not even!) and a sports bra. Inevitably, you get sucked into the gear, the races, and the inevitable doctor’s costs. So I decided to take a look at my 2017 marathon-related expenses:
$40 – New York Road Runners (NYRR) Membership
$537 – NYRR Entrance Fees (If you run 9 races and volunteer at 1, you are guaranteed entry into the NYC Marathon – this includes the marathon entry fee of $255).
$49.99 – NYRR Virtual Trainer (Marathon training plan)
$260 – Physical Therapy and Massages
$119.40 – Gear (This includes sneakers, apparel, gel, etc.)
The grand total is $1006.39. Thank goodness my only travel costs for the marathon is two subway rides, which are covered under my unlimited Metrocard!
What are your marathon-related expenses?